Finance without borders
Send, spend, and grow your money — across countries, currencies, and crypto.
Ever waited days for an international transfer?
Ever switched between 5 apps to manage your money?
Ever felt like your bank isn't built for your life anymore?
You deserve something faster. Smarter. Human.
Introducing Chroam
One identity. One card. One intelligent system that connects your global, crypto, and AI-powered finances.
ChroamID
Your universal money handle.
Send and receive across currencies using just your Chroam ID — no bank details needed.
Chroamly
The AI that knows your finances.
Forecast, plan, and manage your money with intelligent insights.
Dynamic Card
One card. Total control.
Spend from crypto or fiat. Set limits, automate rules, and track in real time.
Move money, not barriers.
Instantly transfer across countries and currencies with the same ease as sending a message.
Built for people, powered by AI.
Chroam connects open banking, stablecoins, and AI — so you stay in control of your global life.
Security that travels with you.
From behavioral biometrics to global compliance, Chroam protects your transactions — wherever you go.
Travel Rule Compliant
Global regulatory compliance built-in
Real-time Fraud Detection
AI-powered protection 24/7
Multi-layer Encryption
Military-grade protection for your data
Be the first to experience borderless finance.
Join the Chroam waitlist and take control of how your money moves.
